USDA Rural Housing provides a great opportunity for Georgia homebuyers to purchase a home with very little money out of pocket. Please read below to learn about the basic USDA loan requirements for Georgia, please contact us today with questions. Credit score – 620 min credit score is required in most cases for 100% financing. […]
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New 2023 FHA Loan Limits
FHA recently announced some great news for homebuyers using the loan program in 2023. The loan limits have increased nationwide and start at $472,030 Home buyers can view the new 2023 FHA loan limits here. The FHA mortgage program offers many advantages for homebuyers seeking to purchase a home with little down payment. Some of […]
Gainesville FHA Loan Down Payment & Loan Limits Newly Updated
FHA loans continue to be one of the most popular mortgage choices for homebuyers in Gainesville and Alachua County. The Gainesville housing market has remained robust and increasing with average home values hovering around $292,000. First time home buyers make up a large percentage of Florida borrowers today and FHA loans provide needed low down […]
2023 VA Loan Guidelines Georgia
If you’re one of those fortunate few that are eligible for the VA home loan program, congratulations. As a result of your service, you have hands-down access to the best financing option here in Georgia. VA loans are great for those seeking a mortgage program that requires as little cash to close as possible while […]
First Time Buyers Should Look for These Loan Programs in 2023
Let’s face it, applying for and documenting a mortgage application can sometimes be a bit intimidating. There are so many service providers and paperwork involved, and many times the paperwork can be a bit overwhelming. This is especially so for those who are buying their very first home. First-time buyers soon find out that applying […]
100% USDA Loan South Carolina
There are three government-backed mortgage programs available to South Carolina home buyers today. Those three are the USDA, FHA and VA loan programs. USDA and VA are the only two that still permit 100% financing. The VA loan does not require a down payment yet is only available for veterans of the Armed Forces and Reserves […]
First Time Buyer Florida FHA Loans
Florida buyers are surprised to learn the FHA loan was introduced back in 1934 and is still the top mortgage program for those purchasing their first home. And while FHA is not reserved only for first-time home buyers there are some reasons why it’s a good deal for those wanting to come to the closing […]
How To Apply For VA Loan
VA still offers wonderful mortgage benefits to qualified veterans across the U.S. If you are looking to apply for a VA loan, certain paperwork will be required. Below we have outlined all the basic information Vets need to know before applying. The Veteran needs to provide their Certificate of Eligibility or DD 214 (call us […]
Conforming Loan Limits Increase For 2023
Great news for home buyers, the 2023 conforming loan limits have increased to $726,300 from the previous $647,200 limit. Please see the chart below. Please note typical high balance locations are also increasing to $1,089,300 for standard 1-unit properties. Coast 2 Coast is proud to offer conventional loans up to the new loan limit effective […]
Charlotte VA Mortgage Process and Step by Step Guide
VA home mortgages are a great choice for Charlotte home buyers that have eligibility. There aren’t many loan programs that offer 100% financing with no mortgage insurance in Mecklenburg County. Getting pre-approved for a VA loan is also simple thanks to improved streamlined processing. Once you determine the VA loan is right for you, you […]
Raleigh First Time Buyer Programs With No Down Payment
First time home buyers in Raleigh have some great mortgage options in 2023. Many of these programs offer little to no down payment for eligible home buyers. In general, first-time home buyers account for approximately 35-40% of all home buyers year after year. When people buy homes they also spur buying in other economic sectors […]
VA Mortgage Guide For Norfolk Veterans
Veteran Affairs or “VA” loans have always been a popular choice for eligible vets searching for an affordable mortgage. After all, there aren’t many mortgage options left in the U.S today for 100% financing. VA loans are unique in the way that they do not require down payments. The program is available to all eligible […]
Memphis FHA Mortgage Home Purchase Steps
Purchasing a home with an FHA mortgage can be a nervous experience for most homebuyers, especially first-time buyers. Below we will outline some important steps of the FHA loan process for Memphis homebuyers. Please visit the loan program section of the website to learn more about FHA loan qualifying requirements. The FHA loan limit for […]
FHA Loan Guide Charlotte Home Buyers
An FHA loan may be best described as a mortgage that is issued by an approved qualified lender or bank, and subsequently insured by the Federal Housing Administration, or the “FHA” as it’s more popularly known. As a general rule, all FHA loans are specifically designed for Charlotte home buyers that may not be in a […]
USDA Rural Housing Mortgage Income Limits Increase 2023
USDA Rural Development recently increased the household income limits for the 502 Guaranteed Program. This is great news as this change will permit more families to qualify for the 100% Government-backed mortgage program. The current USDA income limits are listed below, these limits apply to most locations in the U.S. However, more expensive high-cost locations […]
Coast 2 Coast Is Hiring Great Loan Officers
Are you a great loan officer looking to be part of a great company? Coast 2 Coast Lending is now hiring! Contact us today to learn about individual loan officer and branch opportunities. Coast 2 Coast offers many benefits for loan officers including: Great Products to Grow Your Business: FHA, VA, USDA, Conventional, Jumbo, […]
Georgia USDA Loan Eligibility Checklist
Many locations in Georgia are still eligible for 100% USDA rural housing. Homebuyers considering a USDA home loan should first check they meet the USDA loan eligibility requirements. Below is a basic checklist of items that will determine if you are eligible for USDA financing. Keep in mind the program has certain eligibility and qualifying […]
Pensacola USDA Rural Loan – 100% Home Loans
If you thought you never had a chance at homeownership because of inadequate finances and low savings, then consider USDA Rural Housing Loan. Most of Escambia County is eligible for the program making it perfect for first time home buyers that have limited savings for a large down payment mortgage. What Exactly Is a USDA […]
Virginia First Time Buyer Information
The housing market is going strong with increased buying activity through Virginia. More first-time home buyers are now entering the market and looking for mortgage plans that offer limited down payment and secure fix rate terms. The USDA (United States Department of Agriculture) still offers 100% financing home loans across eligible rural housing locations in […]
FHA Loans Ocala Florida
FHA loans are one of the three main mortgage programs that carry a government-guarantee to the lender. These three mortgage programs are those underwritten to standards issued by FHA, VA and the USDA. The VA and USDA loans have certain restrictions such as who is eligible or where the property might be located. FHA loans […]