When lenders initially review a loan application from a first-time home buyer, one of the more important items to check off is making sure there are enough funds for a down payment and closing costs. As loan limits rise in 2022 so too will the amount of down payment needed because the down payment is […]
First Time Buyer
Maryland First Time Buyers Programs With Low Down Payments
First Time Home Buyers in Maryland have some great programs for mortgage financing in 2022. The most popular home loans for first-time buyers are Government-backed programs like FHA, VA and 100% USDA loans. Below we will discuss each program, and talk about the benefits to help you choose the right option. FHA Loans: FHA remains […]
Tampa First Time Buyer Programs: Pros and Cons
Purchasing a home can be a little nerve-racking, especially for Tampa first time home buyers. Beyond all mortgage preparation, there are many different people involved in the process. This includes the lender, realtor, closing agent, appraiser, and the list goes on. Applying for a home loan and getting preapproved from a mortgage lender should be […]
5 Questions Renters Need to Ask Themselves
Certainly buying a first home can be a little bit intimidating. Not only is it a very large purchase but unlike renting an apartment it’s not really something you can change your mind with. If you want to move to a different part of town after your 12-month lease is up, so be it. With […]
FAQs For First Time Home Buyers
Anytime someone does something for the very first time, there will be many questions. This is especially true when buying a first home. There are so many different people involved when buying a home and lots of new terms will be thrown around many buyers may never have heard before. At the same time, there’s […]
Best Mortgage Options First Time Buyers 2022
For those buying their second, third, or retirement home, many times the funds needed for a down payment and closing costs come from the proceeds of a sale from the previous home. As homeowner equity grows over time, that equity is converted to cash at settlement and then part or all of it is transferred […]
First Time Buyers Should Look for These Loan Programs in 2022
Let’s face it, applying for and documenting a mortgage application can sometimes be a bit intimidating. There are so many service providers and paperwork involved, many times the paperwork can be a bit overwhelming. This is especially so for those who are buying their very first home. First-time buyers soon find out that applying for […]
First Time Buyer – Low Down Payment Loans Corpus Christi
Corpus Christi, the seat of Nueces County, is located along the Gulf Coast border in Texas. The population of Corpus Christi today is around 330,000 with the larger Corpus Christi MSA home to about 450,000. Corpus Christi’s city limits encompass more than 500 square miles, 175 being land and almost twice that area in water. […]
Two Things Florida First Time Buyers Need to Know
Buying your first home isn’t the type of decision that’s made overnight. It’s not something that suddenly pops into your head so you head out the door and start visiting open houses. Instead, it’s a thought that gradually creeps into your head over time. Maybe it was a coworker who keeps talking about the new […]
Should First Time Buyers Invest In Georgia Real Estate?
Over the years, Georgia real estate has been a good investment choice for first-time homebuyers. But purchasing your first-time can be a stressful task, one that requires careful planning and consideration. The following reasons will put a positive spin on this stressful decision. It will answer the main question in the back of your mind…whether […]
First Time Homebuyers: 5 Things You Must Know
If you’re getting ready to purchase your first home and started a bit of research already, you might be a slight victim of information overload. You will soon discover there are many moving parts to purchasing a home. There are various services needed in order to get your home loan approved to keep the loan […]